๐Ÿ‡บ๐Ÿ‡ธOpportunity Cost Calculator

Opportunity Cost Calculator

Girl Math Your Spending

How much is your daily latte really costing you? Find out in seconds โ€” see hours worked, years of spending, and what it'd be worth invested.

31Expenses
7Categories
8%Avg Return
โ˜•

Daily Starbucks

Food & Drinks

A $7 vanilla oat milk latte from Starbucks, every single day.

๐Ÿ’ฐ $2,555/yeardaily
๐Ÿ”

Weekly DoorDash Order

Food & Drinks

A $40 DoorDash order every week with fees and tip.

๐Ÿ’ฐ $2,080/yearweekly
๐ŸŒฏ

Daily Chipotle Bowl

Food & Drinks

A $15 Chipotle burrito bowl every workday โ€” guac included.

๐Ÿ’ฐ $3,900/yeardaily
๐Ÿฅ‘

Weekend Brunch

Food & Drinks

$32 brunch every Saturday โ€” eggs benedict and a mimosa.

๐Ÿ’ฐ $1,664/yearweekly
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Daily Energy Drink

Food & Drinks

A $4 Red Bull or Monster every day to stay alive.

๐Ÿ’ฐ $1,460/yeardaily
๐Ÿ›’

Weekly Trader Joe's Haul

Food & Drinks

You went in for bananas and left with $65 of snacks and frozen meals.

๐Ÿ’ฐ $3,380/yearweekly
๐ŸŽฌ

Netflix Premium

Subscriptions

Netflix Premium at $22.99/month for 4K streaming.

๐Ÿ’ฐ $276/yearmonthly
๐Ÿ“บ

Hulu + Disney+ Bundle

Subscriptions

The Disney bundle at $20/month for Hulu, Disney+, and ESPN+.

๐Ÿ’ฐ $240/yearmonthly
๐ŸŽต

Spotify Premium

Subscriptions

Spotify Premium at $11.99/month for ad-free listening.

๐Ÿ’ฐ $144/yearmonthly
๐Ÿ“ฆ

Amazon Prime

Subscriptions

Amazon Prime at $14.99/month โ€” shipping, video, music, everything.

๐Ÿ’ฐ $180/yearmonthly
โ–ถ๏ธ

YouTube Premium

Subscriptions

YouTube Premium at $13.99/month to skip ads.

๐Ÿ’ฐ $168/yearmonthly
๐ŸŽญ

HBO Max

Subscriptions

HBO Max at $16.99/month for prestige TV.

๐Ÿ’ฐ $204/yearmonthly
๐ŸŽฏ

Monthly Target Run

Shopping

You went to Target for toothpaste and spent $80.

๐Ÿ’ฐ $960/yearmonthly
๐Ÿ“ฆ

Monthly Amazon Haul

Shopping

Random Amazon purchases adding up to $100/month.

๐Ÿ’ฐ $1,200/yearmonthly
๐Ÿ’„

Monthly Sephora

Shopping

$90/month at Sephora chasing Rouge status.

๐Ÿ’ฐ $1,080/yearmonthly
๐Ÿ‘—

Weekly Shein Order

Shopping

A $35 Shein haul every week of micro-trend clothes.

๐Ÿ’ฐ $1,820/yearweekly
โœจ

Monthly Ulta Haul

Shopping

$75/month at Ulta on skincare and makeup.

๐Ÿ’ฐ $900/yearmonthly
๐Ÿš•

Weekly Uber Rides

Transport

Two $20 Uber rides per week because parking is impossible.

๐Ÿ’ฐ $2,080/yearweekly
โ›ฝ

Weekly Gas Fill-Up

Transport

Filling up the tank for $60 every week.

๐Ÿ’ฐ $3,120/yearweekly
๐Ÿš—

Monthly Car Payment

Transport

A $500/month car payment on that 72-month loan.

๐Ÿ’ฐ $6,000/yearmonthly
๐ŸŽค

Monthly Concert Tickets

Entertainment

One concert per month at $95 with Ticketmaster fees.

๐Ÿ’ฐ $1,140/yearmonthly
๐ŸŽฌ

Weekly Movie Night

Entertainment

AMC tickets + popcorn + soda = $35 every week.

๐Ÿ’ฐ $1,820/yearweekly
๐Ÿชฉ

Friday Night Out

Entertainment

Cover charge + 4 drinks + Uber home = $100 every Friday.

๐Ÿ’ฐ $5,200/yearweekly
๐ŸŽฎ

Gaming Subscriptions

Entertainment

Xbox Game Pass + PS Plus at $30/month combined.

๐Ÿ’ฐ $360/yearmonthly
๐Ÿ’…

Bi-Weekly Nails

Self-Care

Gel manicure every 2 weeks at $55.

๐Ÿ’ฐ $1,430/yearmonthly
โœ‚๏ธ

Monthly Hair Salon

Self-Care

Haircut, blowout, or color every month at $95.

๐Ÿ’ฐ $1,140/yearmonthly
๐Ÿ’ช

Gym Membership

Self-Care

Equinox, SoulCycle, or boutique gym at $180/month.

๐Ÿ’ฐ $2,160/yearmonthly
โœจ

Monthly Facial

Self-Care

A $120 facial or skin treatment every month.

๐Ÿ’ฐ $1,440/yearmonthly
๐Ÿ 

Weekly Target Home

Home & Living

Can't leave Target without $35 in candles and throw pillows.

๐Ÿ’ฐ $1,820/yearweekly
๐Ÿ•ฏ๏ธ

Monthly Bath & Body Works

Home & Living

$50/month on candles and hand soaps during every sale.

๐Ÿ’ฐ $600/yearmonthly
๐Ÿ“ฑ

Monthly TikTok Purchases

Home & Living

$70/month on stuff TikTok made you buy.

๐Ÿ’ฐ $840/yearmonthly

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