Meet the Richify AI team
An AI agent for personal finance gives guidance on your real numbers — not generic advice, and not a portfolio you hand your money to. Richify runs a whole team of them. Felix is your AI CFO; he coordinates seven named specialists, each with a focused job, running the math on your own numbers so you can see your whole financial picture. No advice, just calculations you can explore.
Felix
AI CFO
Ada
AI financial-health agent
Lily
AI financial-literacy agent
Pepper
AI financial-strategy agent
Morgan
AI mortgage agent
Dua
AI money-mindset agent
Charlie
AI life-events agent
Sam
AI scenario agent
Educational tools only — not financial advice.
Common questions
What is an AI agent for personal finance?▾
An AI agent for personal finance is software that gives personalised guidance on your real numbers — not generic advice from an article, and not a portfolio you hand your money to. It pairs a large language model with built-in financial rules and benchmarks, remembers your situation, and answers in plain English. Richify runs a team of them, led by Felix, the AI CFO. They are educational tools, not a licensed financial advisor.
What is the difference between an AI agent, a chatbot, and a robo-advisor?▾
A chatbot answers one question and forgets you. A robo-advisor invests your money in a model portfolio but won't tell you whether to overpay the mortgage or max a retirement account first. An AI agent sits in the gap: it plans, remembers your situation, and adapts as your numbers change — without ever holding your money. Richify's agents are educational planning tools; you keep your own accounts.
What is Felix and what does he do?▾
Felix is Richify's AI CFO — your single conversational entry point. He brings your goals, cashflow, investments, properties, and debts into one clear picture, then routes deeper questions to the right specialist agent. Felix is an educational tool, not a licensed financial advisor.
What is the difference between Felix and the specialist agents?▾
Felix is the coordinator: he understands your full financial picture and decides which specialist to hand off to. The seven specialists each have a single focused job — Ada scores your financial health, Lily teaches money concepts, Pepper builds frameworks, Morgan runs mortgage math, Dua works on money mindset, Charlie plans life events, and Sam models what-if scenarios. All are educational tools only.
How many AI agents does Richify have?▾
Richify has eight named AI agents: Felix (AI CFO), Ada (Financial Health Assessor), Lily (Financial Teacher), Pepper (Financial Architect), Morgan (Mortgage Monitor), Dua (Money Mind Coach), Charlie (Life Events Planner), and Sam (What-If Strategist).
Is Richify's AI financial advice?▾
No. Every Richify agent is an educational tool only. They run calculations on your own numbers, explain concepts, and model scenarios — but they do not recommend products, tell you what to buy or sell, or act as a registered investment advisor.
How much does it cost to use the Richify AI team?▾
Richify is free to start on iOS and Android. The free tier includes net worth tracking, calculators, and message-capped Felix chat. Pro unlocks unlimited Felix chat and the full specialist agent team.
