๐Ÿ‡จ๐Ÿ‡ฆOpportunity Cost Calculator

Opportunity Cost Calculator

Girl Math Your Spending

How much is your daily latte really costing you? Find out in seconds โ€” see hours worked, years of spending, and what it'd be worth invested.

32Expenses
7Categories
7%Avg Return
โ˜•

Daily Tim Hortons

Food & Drinks

A $3.50 double-double and a muffin from Tims every morning.

๐Ÿ’ฐ $2,008/yeardaily
๐Ÿ”

Weekly Skip The Dishes

Food & Drinks

A $38 Skip order every week with delivery and service fees.

๐Ÿ’ฐ $1,976/yearweekly
๐Ÿฅช

Daily Lunch Out

Food & Drinks

$16 lunch combo every workday from the food court.

๐Ÿ’ฐ $4,160/yeardaily
๐Ÿฅ‘

Weekend Brunch

Food & Drinks

$30 brunch every Saturday โ€” eggs benny and a Caesar.

๐Ÿ’ฐ $1,560/yearweekly
๐Ÿท

Monthly LCBO Run

Food & Drinks

A $75 LCBO or Beer Store run every month.

๐Ÿ’ฐ $900/yearmonthly
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Daily Second Cup

Food & Drinks

A $6 oat milk latte from Second Cup or Starbucks daily.

๐Ÿ’ฐ $2,190/yeardaily
๐ŸŽฌ

Crave + HBO

Subscriptions

Crave + HBO at $22/month for Canadian and HBO content.

๐Ÿ’ฐ $264/yearmonthly
๐Ÿ“บ

Netflix Canada

Subscriptions

Netflix Standard at $16.49/month.

๐Ÿ’ฐ $198/yearmonthly
๐ŸŽต

Spotify Premium

Subscriptions

Spotify Premium at $11.99/month.

๐Ÿ’ฐ $144/yearmonthly
๐Ÿ“ฆ

Amazon Prime CA

Subscriptions

Amazon Prime at $9.99/month.

๐Ÿ’ฐ $120/yearmonthly
๐Ÿฐ

Disney+ Canada

Subscriptions

Disney+ at $11.99/month.

๐Ÿ’ฐ $144/yearmonthly
โ–ถ๏ธ

YouTube Premium

Subscriptions

YouTube Premium at $13.99/month.

๐Ÿ’ฐ $168/yearmonthly
๐Ÿท๏ธ

Monthly Winners Haul

Shopping

A $65 Winners/HomeSense haul every month.

๐Ÿ’ฐ $780/yearmonthly
๐Ÿ’„

Monthly Sephora Canada

Shopping

$85/month at Sephora chasing VIB Rouge status.

๐Ÿ’ฐ $1,020/yearmonthly
๐Ÿ”ง

Monthly Canadian Tire

Shopping

$55/month at Canadian Tire on stuff for the house and car.

๐Ÿ’ฐ $660/yearmonthly
๐Ÿง˜

Monthly Lululemon

Shopping

$120/month on Lululemon leggings and gear.

๐Ÿ’ฐ $1,440/yearmonthly
๐Ÿ“ฆ

Monthly Shein Order

Shopping

A $40 Shein order every month.

๐Ÿ’ฐ $480/yearmonthly
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Monthly TTC Pass

Transport

TTC monthly pass at $156/month.

๐Ÿ’ฐ $1,872/yearmonthly
๐Ÿš•

Weekly Uber Rides

Transport

Two $20 Uber rides per week.

๐Ÿ’ฐ $2,080/yearweekly
โ›ฝ

Weekly Gas Fill-Up

Transport

$75/week on gas for the commute.

๐Ÿ’ฐ $3,900/yearweekly
๐Ÿš—

Monthly Car Payment

Transport

$500/month car payment.

๐Ÿ’ฐ $6,000/yearmonthly
๐Ÿ’

Monthly Raptors/Leafs Tickets

Entertainment

One game per month at $120 average for nosebleeds.

๐Ÿ’ฐ $1,440/yearmonthly
๐ŸŽค

Monthly Concert

Entertainment

One concert per month at $85.

๐Ÿ’ฐ $1,020/yearmonthly
๐ŸŽฌ

Weekly Cineplex

Entertainment

Cineplex tickets + snacks = $25/week.

๐Ÿ’ฐ $1,300/yearweekly
๐Ÿชฉ

Friday Night Out

Entertainment

Cover + drinks + Uber = $80 every Friday.

๐Ÿ’ฐ $4,160/yearweekly
๐Ÿ’…

Monthly Nails

Self-Care

Gel manicure every 3 weeks at $55.

๐Ÿ’ฐ $955/yearmonthly
โœ‚๏ธ

Bi-Monthly Haircut

Self-Care

Haircut and colour every 6 weeks at $100.

๐Ÿ’ฐ $867/yearmonthly
๐Ÿ’ช

Gym Membership

Self-Care

GoodLife or F45 at $60/month.

๐Ÿ’ฐ $720/yearmonthly
โœจ

Monthly Facial

Self-Care

$130 facial treatment every month.

๐Ÿ’ฐ $1,560/yearmonthly
๐Ÿ 

Weekly Dollarama

Home & Living

$20/week at Dollarama on stuff you somehow need.

๐Ÿ’ฐ $1,040/yearweekly
๐Ÿก

Monthly HomeSense

Home & Living

$55/month at HomeSense on decor and kitchen gadgets.

๐Ÿ’ฐ $660/yearmonthly
๐Ÿ•ฏ๏ธ

Monthly Candle Habit

Home & Living

$35/month on Bath & Body Works or Indigo candles.

๐Ÿ’ฐ $420/yearmonthly

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