Where do you rank in the UK?
The median UK household is worth £293,700. Enter your household net worth to see where you sit against the official ONS quartiles — then let Richify build your plan to climb.
Lower quartile
£70,500
UK median
£293,700
Upper quartile
£662,100
Peak (age 65–74)
£502,500
UK median
£293,700
Below median
Top 25% threshold
£662,100
Upper-quartile (75th)
A household net worth of £250,000 places you in roughly the 45th percentile (Lower-middle (25th–50th)). The UK median is £293,700. Percentiles are interpolated from ONS quartiles (Great Britain, Apr 2020–Mar 2022); the top end is an estimate.
£43,700 to the UK median.
Richify turns your percentile into a plan — coordinating your ISA, pension & property to move you up, and tracking it every month.
UK household net worth quartiles
Total household wealth (property + private pension + financial + physical, net of debts) — not per individual. ONS Wealth and Assets Survey, Great Britain.
Source: ONS Wealth and Assets Survey, Great Britain, April 2020 to March 2022.
How net worth changes with age in the UK
Median household wealth rises steadily with the age of the household head — from £15,200 for under-25s to a peak of £502,500 for those aged 65–74, before easing in later retirement as pension wealth is drawn down. Property and private pension wealth are the two biggest drivers.
Age 16–24
£15,200
Lowest — early career, little property or pension wealth
Age 65–74
£502,500
Peak — a lifetime of property and pension accumulation
The 16–24 and 65–74 figures are the age anchors quoted in the ONS bulletin (Apr 2020–Mar 2022); estimates for this round are official statistics in development.
Frequently asked questions
What is the average net worth in the UK?+
The median total household net wealth in Great Britain was £293,700, according to the ONS Wealth and Assets Survey (April 2020 to March 2022). Median is the best 'average' for wealth because the mean is pulled much higher by a small number of very wealthy households. Total wealth combines property, private pension, financial and physical wealth, net of debts, at household level.
What net worth puts you in the top 25% in the UK?+
A total household net wealth above £662,100 puts you in the top quartile (top 25%) of Great Britain, per the ONS Wealth and Assets Survey (April 2020 to March 2022). The lower quartile is £70,500 — households below that figure are in the bottom 25%.
What is a good net worth by age in the UK?+
Median household wealth rises with the age of the household head — from about £15,200 for under-25s to a peak of £502,500 for those aged 65 to 74, before easing in later retirement as pension wealth is drawn down (ONS, April 2020 to March 2022). Property and private pension wealth are the largest drivers of the increase.
Is this net worth figure per person or per household?+
The ONS figures are per household, not per individual. 'Total wealth' is the combined property, private pension, financial and physical wealth of everyone in the household, net of liabilities. Individual net worth is typically lower than the household figure for couples.
Related UK tools
Average Net Worth by Age UK →
The full ONS median net-worth-by-age table — £15,200 under 25 up to £502,500 at 65–74.
Take-Home Pay Calculator →
Income Tax, NI and student loan — see your real monthly net pay.
Stamp Duty (SDLT) Calculator →
Work out SDLT on your next home, incl. first-time-buyer relief.
Dividend Tax Calculator →
2025-26 dividend tax across the basic, higher and additional bands.
Mortgage Calculator →
Monthly repayments, total interest, and a payment-by-rate table.
Average net worth in other countries
Compare where you'd rank across the major English-speaking economies — each with its own national survey data.
See how you compare every month.
Add your ISA, pension, property and savings once — Richify keeps your UK net-worth percentile up to date as markets move. Free on iOS and Android.
Get Richify freeData source: ONS Wealth and Assets Survey, Great Britain (April 2020–March 2022). Total household wealth, net of debts. For education only — not financial advice. © 2026 Richify.
