Your Apple Music Is Costing You More Than You Think

Apple Music at $12.99/month because you're deep in the Apple ecosystem.

$12.99 / month$156per year

Adjust Your Scenario

Your Hourly Wage$40.00/hr

Min wage ($24.10)$80.00/hr

Investment Time Horizon10 years

1 year30 years

Per Day$0.43

Per Week$3.00

Per Month$13

Per Year$156

⏰3.9hours of your life per year0.5 full workdays

📈$2,260if invested for 10 years at 8%$700 in pure interest

💸$1,560total spent over 10 yearsThat's $1,560 gone forever

💅 The Girl Math

“It's only $12.99 per month” sounds harmless. But that $12.99 adds up to $156/year. Over 10 years, if you invested that money instead, you'd have $2,260. That's $700 of free money from compound interest. 🤯

🤔

Apple has 100 million songs — you listen to maybe 200.

💡 Try These Instead

✓Family plan — $22.99 split 6 ways = $3.83/month

✓Switch to free Spotify tier

✓YouTube Music free tier

Ready to Track Your Spending?

Richify helps you see where every dollar goes — automatically.

Download Richify — It's Free

Your Apple Music Is Costing You More Than You Think

Adjust Your Scenario

💅 The Girl Math

💡 Try These Instead

Ready to Track Your Spending?

Track Your Finances With Richify AI

Your personal AI for understanding and tracking your personal finance.

Explore Richify

Free Calculators

Featured Guides

AU Calculators

AU Tools