Opportunity Cost Calculator

That $6 oat milk latte from your favourite café, every single day.

A cheeky $35 Uber Eats order every week because you can't be bothered cooking.

Parma, chips, and a couple of schooners every Friday night.

Sushi roll, drink, and a snack from the food court — $15 every workday.

The classic $28 avo on toast with a flat white on Saturday morning.

A $5 Mother or V energy drink every single day to get through.

A $90 monthly booze run for the weekend stash.

Kayo Basic at $29/month to watch the footy, cricket, and F1.

Netflix Standard at $18.99/month for your endless scrolling habit.

Stan Premium at $24/month for Yellowstone and Stan Originals.

Spotify Premium at $12.99/month for ad-free music and podcasts.

Apple Music at $12.99/month because you're deep in the Apple ecosystem.

YouTube Premium at $16.99/month to skip ads and download videos.

Binge Standard at $18/month for HBO and reality TV binges.

A $60 factorie haul every month for basics and trendy pieces.

Popping into Cotton On every week and spending $30 on stuff you don't need.

A $50 Shein order every month of clothes you'll wear once.

A $120 ASOS order every month with half of it getting returned.

Spending $100/month at Mecca to maintain your Beauty Loop status.

Two $25 Uber rides per week because the bus is too slow.

Filling up the car for $80 every week.

A $6 Lime or Beam scooter ride every workday.

That $550/month car loan for a car you bought new.

One gig or event per month at $85 average.

Movie ticket + popcorn + drink = $30 every week.

$25 entry plus $60 on drinks every Friday night.

PS Plus + Game Pass at $30/month combined.

Gel manicure every 3 weeks at $65 per visit.

A decent haircut and colour every 6 weeks at $120.

Anytime Fitness or F45 at $65/month.

Monthly facial or skin treatment at $150.

You went in for one thing and spent $40 — every week.

A $45 Glasshouse or Ecoya candle every month.

A $35 flower arrangement from the markets every week.